Sell Structured Settlement Payments for Cash!

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If you are thinking of selling your structured settlement, you are in good company. Across the country, factoring companies—financial institutions that buy structured settlements—buy thousands of structured settlements each day. Selling structured settlements is popular with settlement holders because it provides them with immediate cash.

An immediate cash infusion helps in a multitude of ways. It can provide funds for buying a home, provide seed money for starting a business, or pay off high interest debt. Many people use the funds to purchase a car. One of the best things about selling a structured settlement is that you can sell part or all of the settlement, depending on your need for cash and future financial picture.

Whatever the reason and whatever percentage you elect, selling a structured settlement puts you in control of your finances. Living on a fixed income can become terribly confining. It can lead to putting off or never achieving important dreams. Nobody wants to feel they have to defer life's most meaningful pursuits because they cannot access the value of their structured settlement.

Selling structured settlements also provides emergency cash. Often, an unexpected illness or accident causes the need for a sum of cash right away. Selling structured settlement payments can prevent foreclosure, pay taxes, or forestall other debt collection activities. When debt becomes unmanageable, many people sell structured settlement to return their household to financial health.

Other common reasons for selling a structured settlement include:

  • Home repairs
  • Education funding
  • Divorce expenses
  • Travel or vacation expenses
  • Moving expenses
  • Funeral expenses
  • Investing

To protect against inflation, sell structured settlement

Structured settlement payments provide peace of mind. Having the security of knowing a stream of income exists for you and your dependents can be one of the best financial assets; however, inflation destroys the purchasing power over time. When you sell structured settlement payments, you gain the maximum benefit from your structured settlement or annuity.

Inflation has fast become inevitable in today's economy. In a globalized world where currencies are no longer tied to gold or other physical assets, people holding cash or living on a fixed income are vulnerable to great losses of purchasing power. In fact, between 2003 and 2017, average prices in the United States increased by 33.66 percent.

Economists define inflation as an increase in the cost of goods and services without a corresponding rise in the value of the currency. Money is just worth less than before. When you sell structured settlement payments, you can use your money while it still has its full value.

Proceeds can be used to wisely purchase investments that protect against inflation. Many economists recommend real estate, gold, and investments like stocks, bonds, and mutual funds. For safety and inflation protection, Treasury Inflation Protected Securities (TIPS) provide a U.S. government guaranteed instrument that adjusts with the consumer price index (CPI), the government's measure of inflation.

Options for selling structured settlements

When you sell structured settlement payments, you can elect a partial or entire sale.

When you elect a partial sale, you retain future income and tax benefits. For example, an annuitant with 10 years remaining on his or her annuity could sell two years of payments in exchange for a lump sum. After two years, annuity payments resume. This option works great when emergency cash or debt repayment becomes a priority. It also can be used to raise funds for items like a house down payment or purchasing a vehicle.

When you choose to sell structured settlement or annuity in its entirety, you liquidate the investment. This option nets the highest lump sum payment possible. The caveat is that there are no more future payments. Nonetheless, in many cases, the benefits of using the money now far outweigh the future payments.

A lump sum sale provides the same benefits as a partial sale but gives you more control over the amount of cash you receive. As an alternative to selling a specific number of payments, you can sell a lump sum amount of future payments, such as $25,000. The $25,000 is then deducted from future payments.

Selling a settlement is a low cost, no hassle way to raise cash. Not only does selling structured settlements protect against inflation, it allows you to use your money for what is important now.

Sell Structured Settlement
Sell Structured Settlement
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