Having been in business for more than 20 years, J.G. Wentworth specializes in purchasing future payment streams related to structured settlements, annuities and lottery winnings among others. In fact, they are the most prominent structured settlement buyer in the country, having helped thousands of people direct access to their lump sum payments. Apart from buying annuities and structured settlements, J.G. Wentworth also recently expanded into unsecured small and personal business loans, mortgage loans, prepaid cards and home-financing options. What’s more, they have one of the smoothest processes of selling annuities.
Should you sell your structured settlement to JG Wentworth?
In most cases, you only have to perform these four steps to sell your structured settlement:
- A company representative will examine your existing payment stream and give you a professional overview of your current situation.
- After this, you will be offered a few options that can help you sell some if not all of your future individualized payments.
- Once you settle for an option that best suits your current needs, you will be requested to sign some paperwork and hand them over to a representative.
- Finally, a judge will review your case and approve it through a court order, and then you will have the money in next to no time!
From information gathered from their website, J.G. Wentworth does not charge any upfront fees when purchasing future payments from your annuity or structured settlements.
What are people saying about J.G. Wentworth?
The company holds an A+ rating with the Better Business Bureau. When it comes right down to it, here are a few questions you need to answer before making a decision; how much do you need? Are you eligible for other options such as low-interest loans? Whatever your answer, do not go it alone, contact a professional financial planner.