Having been in business for more than 20 years, J.G. Wentworth specializes in purchasing future payment streams related to structured settlements, annuities and lottery winnings among others. In fact, they are the biggest structured settlement buyer in the country, having helped thousands access lump sum payments. Apart from buying annuities and structured settlements, J.G. Wentworth also recently expanded into unsecured small and personal business loans, mortgage loans, prepaid cards and home-financing options. What’s more they have one f the smoothest process of selling annuities.

Should you sell your structured settlement to JG Wentworth?

In most cases, you only have to perform these four steps to sell your structured settlement:

  1. A company representative will examine your existing payment stream and give you a professional overview of your current situation.
  2. After this, you will be offered a few options that can help you sell some, if not all of your future individualized payments.
  3. Once you settle on an option that best suits your current needs, you will be requested to sign some paperwork and hand them over to a representative.
  4. Finally, a judge will review your case and approve it through a court order, and then you will have the money in next to no time!

From their website, J.G. Wentworth does not charge any upfront fees when purchasing future payments from your annuity or structured settlements. The website also does not list the company’s fees but an article on CreditCard.com mentions that their cut ranges between 8 percent and 22 percent.

What are people saying about J.G. Wentworth?

J.G. Wentworth has been in business for a very long time and handled millions of customers but despite this, they only had 53 closed complaints as of 2/3/2016. Most of these were unwanted sales calls and sellers who were dissatisfied with the final settlement amounts. The company holds an A+ rating by the Better Business Bureau. When it comes right down to it, here are a few questions you need to answer before making a decision; how much do you need? Are you eligible for other options such as low-interest loans? Whatever your answer, do not go it alone, contact a professional financial planner or an attorney before contacting J.G. Wentworth. It is certainly true that these professional will charge some money for their services, but contacting them is in your best interest as you need not make a decision that you may regret a few months, or even years, down the line.

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